We have been hearing about minimum auto insurance policies nonstop these days. It seems like everyone has a bare minimum auto policy now, like there was some kind of horrible insurance flash sale that happened.
This is bad from all angles, whether (a) you end up connected to the policy of an at-fault driver who does not have enough insurance to cover the injuries they caused to you, AND-SLASH-OR (b) your own underinsured policy is not enough to cover your own injuries and you happened to be hit by a vehicle driver who has no or low insurance (see scenario (a)).
In Washington state, your liability coverage must match your UIM coverage, so increasing one should automatically increase the other. But increase both manually anyway, because you are on the phone or computer already!
Lauren Dayani is the lead personal injury attorney at Dayani Law Firm. She offers free consultations and speaks honestly about your options after an injury. Send her a message below or call directly for a consult at (206) 777-5627